“Is MCA a legit online business?”
Someone emailed me this question last week and I gave them the short answer based on what I already knew about the company.
Back in January, I also mentioned briefly in another review that I didn’t like how the owner of the product I was reviewing, had training on what I thought was a scam.
“Actually one of the bonus training is focused about making money with Motor Club of America which has been called a scam for it’s focus on recruiting people to the business opportunity instead of selling the service that they offer. It’s an MLM scam that I wouldn’t want to be associated with.”
Well, I’m finally doing a review of Motor Club of America, known simply as MCA so I could point people to my findings instead of just giving a short answer.
Here you will see why I don’t recommend MCA at all and why I think the business opportunity provided by MCA is just a scam that should be avoided.
What Is MCA Though?
MCA, the Motor Club of America is a roadside assistance service, one of a number of companies that will send someone if you get broken down on the side of the road, locked out of your car, have a flat tire or run out of gas.
Some roadside assistance companies including MCA also provide auto insurance, travel planning and other services.
Competitors of MCA would be companies like AAA, Good Sam Roadside Assistance, AARP and AllState Motor Club just to name a few of the popular ones.
There’s one little twist to this though.
Motor Club of America doesn’t seem to be a real company. I tried finding their official website but only came across multiple unofficial ones owned by MCA reps. This is a big red flag, the kind that sets off all kinds of alarms in your head.
The real company behind MCA is called TVC Marketing or TVC Matrix.
This would mean that MCA is actually a marketing company posing as a roadside assistance service. Or maybe they actually do roadside assistance but ran by marketers.
Whatever it is, there is something fishy going on with Motor Club of America which we’ll explore further as you read on.
The MCA Opportunity
On one of the unofficial MCA websites, I saw this statement about how MCA is advertised.
“At MCA, thousands of customers are now earning a part time or full time income referring others to join our Motor Club. Unlike most Motor Clubs, MCA invest 100% of it’s advertising cost directly into it’s members. MCA does not invest in radio, television, print, or internet advertisements. Word of mouth advertising is the chosen format and it makes our customers happy to have extra income coming in by simply sharing our benefits with others.”
As I’ve already revealed, MCA is a scam and this excerpt actually proves that it is a pyramid scheme. MCA’s customers are paying MCA and MCA is paying it’s customers.
Here’s how becoming an MCA rep/customer works:
You sign up to MCA for $39.90 and pay a monthly fee of $19.95. This gives you access to 24/7 Motor Club protection and the chance to recruit others into MCA.
Signing up new customers for 24/7 Motor Club protection will earn you $80 for each signup. For every sale one of your customers make, you get $6. When your customer pays their monthly bill, you get 66 cents.
In Motor Club of America a customer = a rep which makes up the classic pyramid scheme definition. For an MLM to be a legit company, they have to make a certain percentage of sales to people who are just customers.
MCA or TVC Matrix doesn’t have any pure retail customers who aren’t involved with the company.
MCA Is a Total Scam / Pyramid Scheme
Believe it or not, no one is really signing up to Motor Club of America for their roadside assistance services. Everyone who signs up is signing up because someone told them that they could make money selling roadside assistance.
Who is going to pay $260 per year for roadside assistance when other more reputable companies have much better service for less?
AAA is $119 per year for their premium plan. AARP is $74 per year for theirs. Good Sam’s premium service is $144.95 per year. A comparison of roadside assistance services at Top 10 Reviews doesn’t even recognize MCA as a legit provider of this service.
The business model of MCA is an endless chain of reps signing up reps and collecting commissions without anyone really consuming the service.
The service is overpriced and no one is using it. So how are there so many people in MCA flashing money and using it as a marketing angle to get others to sign up?
The true purpose of MCA is not to offer roadside assistance but to make money through the operation of an illegal pyramid scheme and this is evident in the fact that MCA was started by a company called TVC Matrix.
For more on why Motor Club of America is a scam, check out this short video.
Can You Make Money with MCA?
Making money with MCA is possible.
All you have to do is sign up for $39.90 the first month and pay $20 per month for the opportunity to earn money. What are you paying for? You’re paying these fees so someone further up the line can get paid.
Then you’ll have to find people dumb enough to not do their research on roadside assistance or who is going to believe that MCA is a legit enough company to work for. They end up signing up and you get paid.
People are making money with MCA but they’re not making money ethically and they’re also involved in an illegal pyramid scheme that could get shut down if the right authorities take notice and decides to take action against them.
Wouldn’t you rather build a stable online business instead that can make money for years to come?
What Should You Do Now?
Do your research and avoid pyramid schemes and get rich quick scams.
You have choices when it comes to making money online and it should not be based around any one company.
Your options online are many and include ecommerce, affiliate marketing and micro-jobs just to name a few.
Since this blog is about affiliate marketing, and because I do affiliate marketing full time from home, this is what I recommend as a great alternative to crap like Motor Club of America.
Affiliate marketing is a business model that has been embraced by big brands like Amazon, Walmart, Microsoft, Target and almost any other retail company that you can think of. Check out these awesome reasons to do affiliate marketing.
Learning to do affiliate marketing is easy and you can find a number of sources online that will give you training. Check out my review of the one that I used and still use because they have more than just training all in one place.
Has someone asked you to join MCA? Are you a current or former rep for Motor Club of America? Share your experience below in the comments section.